Black Hair

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Black Wealth Challenge

What's Your Number?
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WITH OUR MOST AOVANCEO RELAXER YET

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THERE'S ONE NUMBER YOU NEED TO KNOW TO BEGIN DOWN THE ROAD TO FINANOIAL PROSPERITY: YOUR NET WORTH. HERE'S HOW TO DETERMINE THAT FIGURE

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here may not be a universal definition of wealth. Some may go with a doUars-andcents perspective; others, spiritual one. "I define financial wealth as the achievement of economic freedom. To me, someone is wealthy when he or she has the freedom to work or not to work; the freedom to travel or not to travel; the
VISITEBONY.COM / A U G U S T 2 0 1 3

freedom to pursue his or her own passions and dreams, or the freedom to simply \\w a life of leisure and do nothing at all," says Lynnette ííhalfani-Cox, aka The Money Coach, founder of AskTheMoneyCoach. com. No matter how you view wealth, the road to achieving it begins with a cle;i r understanding of where you are riglil now. And financially speaking, that

ACHIEVE

Black Wealth Challenge WORK IT OUT: WHAT'S YOUR NET WORTH?
BEFORE YOU FIGURE OUT WHERE YOU'RE GOING, FIGURE OUT WHERE YOU ARE

means figuring out your net worth. Simply stated, your net worth is a calculation of everything you own minus everything you owe; i.e., your assets minus your liabilities. What may seem like a basic analysis is so much more than that, when you realize that knowing your net worth is the starting point for properly assessing your current financial situation and the foundation of any wealth-building plan. "Your net worth is a benchmark for your financial health, and it can also show the extent to which you are making progress—or falling behind—economically…...

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