The Us Health Care System

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Submitted By yusara23
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The U.S. Health Care System
Yusara Millan
Phoenix University
Kenneth Feldiman
February 20, 2012

The U.S. Health Care System
Today’s health care system is a constant focus of debate those who argue about the American system been the best health care system in the world but there is also the part that argues that the U.S. waste more in health care system than any other nation in earth and yet many Americans have not insurance coverage. The intention of this paper is to search the health care system of the U.S and identify as well as understand the structure of the health U.S. health care system.

According to Chua, K. (2006) the United States has a very distinctive health care system; it is not like any other health care system in the world. The US health care system consists of private and public insurers in which the private component dominates the public component.

Public Health Insurance

Medicare is a federal program that covers disabled individuals as well as over 65 individuals, which is funding by federal income taxes, payroll tax shared by employers and individual premiums. According to Chua, K. (2006) the benefits of Medicare Part A covers all the hospital services, the Part B covers the physician services, and Part D offers prescription drug benefits. The Medicare Part C refers to Medicare Advantage, which is HMO’s that control Medicare benefits (Chua, K.2006).
According to Chua, K. (2006) there is many breaches in the Medicare coverage, which consist of partial coverage for experienced nursing facilities, as well as protective care coverage, no dental services coverage, vision care, or hearing. Seniors pay certain percentage of their income for health care cost regardless of the Medicare coverage.

Medicaid is another public program designed for the disable and low income candidates. According to Chua, K. (2006) the federal law…...

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